Get flexible payment choices that help customers acquire technology needed to grow their business.
Financing solutions that support the speed of the IT channel
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Arrow Capital Solutions is a wholly owned subsidiary of Arrow Electronics, Inc., a global IT distributor. We specialize in buy now, pay later IT financing solutions for customers of all sizes, including commercial, non-profit, educational and government entities.
We help customers acquire critical IT products to support their businesses by creating the optimal financing solution. Deals range from $5K to multimillion-dollar transactions over a multiyear period. Customize your payment schedule through monthly, quarterly, annual or seasonal payment frequencies, along with first payment deferrals.
Advantages of working with Arrow Capital Solutions
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Flexible: Get customized or structured payment options based on the end-user customer's needs
Speed: Fast pricing and credit autoscoring up to $1MM for approvable end-user customers
Creative agreements: Use traditional documentation or embed private label financing terms and conditions within a sales quote to avoid the need for separate financing or leasing agreement
We assume the risk: Arrow Capital Solutions assumes the collection risk on each transaction and the partner/supplier is paid upfront
Dedicated team: We are accessible and at your service — we answer when you reach out
Available in ArrowSphere!
Business happens around the clock. Don’t miss another deal while you wait to explore financing options. Arrow’s digital platform, ArrowSphere gives you direct access to Arrow Capital Solutions so you can realize all the benefits of working with our financing team — anytime, anywhere. Offer your customers more flexible payment terms, helping them avoid large upfront capital investments when acquiring their IT products. It’s all about speed, efficiency and convenience. Get faster quotes, apply for credit, get in touch with our team and never miss a deal!
Flexible payment options that extend over multiple budget cycles for public sector, non-profit and educational customers operating throughout North America.
What type of end-user customers does Arrow Capital Solution support?
We support customers of all sizes, including commercial, non-profit, educational and government entities.
What type of payment terms are available?
We help customers acquire critical IT products to support their businesses by creating the optimal financing solution. Deals range from $5K to multimillion-dollar transactions over a multiyear period. Customize your payment schedule through monthly, quarterly, annual or seasonal payments frequencies, along with first payment deferrals.
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What type of financing solutions do you offer?
Our extensive solutions support all avenues of IT product acquisition and use. Select from traditional financing, leasing, or usage-based (variable, consumption, subscription) options.
What products and services can you finance?
From hardware to software to services, we offer flexible financing for your entire solution — regardless of brand. Get access to the solution you need today on one contract without the large upfront investment.
Does Arrow Capital Solutions review the end-user customer's credit?
Yes. All transactions require credit review and approval. This process can take hours or days depending on the transaction size.
Does the end-user customer have to sign anything?
Yes. All contracts require a signature from an authorized representative at the end-user customer. Depending on the size of the transaction, two signers might be required.
How much paperwork is involved?
Our contracts are streamlined and concise, making them easy to review and sign. Government transactions require additional terms and conditions to comply with their requirements.
Does the end user have to pay anything upfront?
Most transactions do not require any upfront payments. Arrow Capital Solutions typically provides a 30-day deferral on the first payment (unless requested otherwise) to give the end-customer time to make the first payment. Other deferral periods are available — such as 60 or 90 days — and sometimes more, depending on the transaction size and credit profile of the end-user customer.
How is tax calculated on my contract?
Tax is determined based on the end-user customer's product location and the local tax guidelines. For certain transactions, the end-user customer will have the option to finance the applicable tax or pay the tax upfront to their product supplier.
How is my product supplier paid?
Once the product is delivered and accepted by the end-customer, Arrow Capital Solutions will fund the supplier upfront for the entire transaction and bill and collect from the end-user customer directly per the agreed upon payment schedule.
How can end-user customer payments be made?
We support payments via ACH, check or wire.
How are interest rates calculated?
Rates are determined by the end-user customer's credit profile, product value and the payment terms. Our rates are very competitive.
Are there any pre-payment penalties?
No, there are no pre-payment penalties in any Arrow Capital Solutions contract. The end-user customer is only responsible for the sum of the remaining payments in their contract.
Who do I reach out to for a quote?
Our team is standing by to help. Contact us to start the conversation.
Here are some of the ways that we can help
Energy sector
When a leading U.S. energy sector company had to renew their cyber security software ELA, but needed to conserve capital to procure additional compute for an anticipated increase in data usage, we set up a first payment deferral on a software payment contract, which allowed them to match budget and usage needs.
Employee benefits company
We helped an employee benefits company in the Northeast fund a cloud recovery software solution to help them simplify and modernize their backup and recovery applications and process. With quarterly payments on a one-year license, this $10 million deal went off without a hitch.
National financial services company
A national financial services company needed to preserve capital, so we offered spread payments for their cyber security renewal over the usage period of the licenses. To simplify the sales motion, we crafted a private label contract in the IT provider's name to their end-customer and helped them fund this multimillion-dollar deal while saving money.
Public sector
In order to enhance endpoint security for their workforce, a public sector customer needed to renew and upgrade $5 million worth of cyber security software. After creating a heavily negotiated and condensed contract with non-appropriation language, a multiyear deal with three annual payments was created.
National supermarket chain
When a national supermarket chain in Canada needed to procure a large network security solution to protect sensitive data but did not account for it in the budget, we were able to defer their first payment, and established a payment plan, including a step payment structure to match their budget needs.
Let us help you close your next deal
Whatever your customers' cash flow needs may be, we likely have a solution that can help. Contact Arrow now.
